Truck Insurance does not automatically cover your trailer. The trailer needs to be insured independently of the truck and the owner is able to speficy accessories such as tied downs seperately.
The South African government classifies trailers into different categories.
- Category 1 – single-axle trailer, other than semi-trailers, with a maximum mass not exceeding 750kg;
- Category 2 – trailers with a mass of between 750kg and 3500kg;
- Category 3 – trailers with a mass of between 3500kg and 10 000kg; and
- Category 4 – trailers with a mass larger than 10 000kg.